Her name hangs above the crib now, but we can't publish that pic yet! :)
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Her name hangs above the crib now, but we can't publish that pic yet! :)
Beth, Sheila, Me, and Pam:
Since I quit work, I have been getting that question constantly. I don’t think the people asking mean anything negative or judgmental by it, but I do think they’re envisioning a lot of Oprah and bon-bons. (Which, by the way, I’ve never eaten. I actually have no idea what they are. Chocolate candies, I guess? Anyway, I digress…)
I just politely answer that I’ve been catching up on some projects. If they know me well, they immediately understand. If they don’t know me that well, they just nod and smile with visions of bon-bons dancing in their heads. So, for those people and for my own personal satisfaction and sense of accomplishment, here is a list of what I’ve done in the past 8 days:
There you have it: 42 hours of projects in 8 days. Of course, this list doesn’t include trips to the grocery store, bank, doctor’s office, or dry cleaners. Nor does it count the hours spent couponing, cooking, cleaning, paying bills, and doing laundry. I would guess I’ve had at least a 55 hour work week. I’ve always been a bit OCD, but I think pregnancy “nesting” has thrown me into over-drive.
So, sure, I’ve caught up on some TV. But mostly I’ve been doing projects. I think I’m ready to go back to work so I can catch my breath. Of course, I know it’s not going to slow down when Baby Girl gets here. That’s the main reason I’m trying to get this stuff finished and out of the way! Now off to tackle the master bathroom cabinets and drawers and then to the grocery store…maybe I’ll get me some bon-bons.
2. Once they’re clipped and printed, I immediately file these coupons into categories. As I’m doing so, I’m refreshing my memory as to what I have coupons for and what expires soon.
Here is my folder for manufacturer's coupons:
This process usually takes me about 45 minutes to an hour a week. That’s not unreasonable for me right now, but it may change once the baby arrives. You have to decide what time you have available and weigh that against the savings to decide if it’s profitable for your family. I save about $10-$15 per store per week, or approx. $50 total. For an hour’s worth of work (plus one hour shopping time to hop around to each of those), it’s lucrative. That’s $25 dollars an hour, which is more than I made when working outside the home! Sometimes the savings are much greater (my record is spending $11 at Walgreens for $55 worth of stuff).
Other Guidelines I Follow:
1. ONLY clip/print coupons for items that you actually use. If you end up buying a product that you don’t need just because you have a coupon for it, it really isn’t saving money. Every once in a while I’ll cut one out for a new product I want to try, but I don’t bring stuff home that we won’t use.
2. Sign up for the store’s savings cards. I have a CVS card and a Kroger card. Yes, I know they’re tracking my spending habits and using me for free marketing research. To help cut down on solicitation, I didn’t put my birthday, phone number, or email on the applications. I’m sure I’ve increased my junk mail a bit, but it’s a calculated risk I took.
3. I do not drive all over creation to save a buck. Walgreens, CVS, and Rite Aid are literally all at one intersection about 2 miles from my house. And who doesn’t pass a Target at least once a week?! If you don’t have all of them so close to you, I recommend only stopping at the one or two you pass on your regular routes.
4. Shop with a list…and STICK TO YOUR LIST. This can be especially hard at Target! Just remember that it doesn’t count to save $10 if you spend an extra $25 you didn’t need to spend.
5. Stock up on stuff that you’ll use eventually IF you really need to and IF you have room for it.
Some examples of things I stock up on: diapers, batteries, coke products, paper towels, toiletries, and cleaning supplies. You have to be careful to draw the line somewhere though. I cut myself off once I run out of room to store it in its rightful place OR I have about a 8-12 week supply. There will be more coupons and sales. It’s not sensible to stock up if you’re stumbling over stuff everywhere or if it’s going to expire before you get to use it. I don’t want to have to start storing toothpaste in David’s sock drawer just because it was on sale and I had no where else to put it.
6. Another great alternative and/or addition to stocking up is to buy the products and donate them to a local food bank. This may also be worth clipping coupons for stuff you don’t use.
Here are this week's results:
That's $42.90 from three stores (I had to do two transactions at Walgreens to use all of my coupons.) It took me 45 minutes to clip and list and 45 minutes to shop this week, so that's $42.90 for 1.5 hours of work!
...So that’s my new hobby. David jokes that at least it’s a hobby that saves us money! Hopefully you’ll consider joining this new fad and it’ll become a money-saving habit for your family like it has for us!
Here are some online coupon sites that I use regularly:
Coupon Cabin – this one has a lot of retailers’ coupons. Not very many grocery/drug store coupons. http://www.couponcabin.com/printable-coupons/index.htm
Coupons.com – This one has a lot of grocery and drug store items. http://print.coupons.com/Couponweb/Offers.aspx?pid=13903&zid=xh20&nid=10
RedPlum.com – Same company as the coupon circulars, but they often offer different coupons than the paper. http://www.redplum.com/Default.aspx
The Coupon Mom – Mostly grocery and drug store items. http://couponmom.coupons.smartsource.com/WEB/index.aspx?Link=WOOX5QMOGEYUM
I’ll list some more money saving websites that I use in a later post. There are a several good ones out there that link you to valuable coupons and help match up the sales ads for you.
THEME BY 17TH AVENUE.